About Canada Finances
What this site does
Canada Finances provides free, plain-English calculators and explainers for Canadian registered accounts — RRSP, TFSA, and FHSA. Every page starts with an ELI5 explanation, lets you toggle to see the full math, and cites official CRA sources so you can verify everything yourself.
Our approach
- CRA-sourced numbers — tax rates, bracket boundaries, TFSA limits, and FHSA rules all come from official CRA publications. Every data point links to its source.
- Transparent math — calculators show their assumptions. Toggle "Show the math" on any page to see the formula and caveats.
- No advice — we explain the rules and show the math. We never tell you what financial decision to make.
- Reviewed dates — every page shows when it was last verified against CRA data.
How it stays current
Tax data is stored in structured JSON files that are verified against CRA publications. When CRA updates rates or limits (typically each November for the following tax year), the data files are updated and the entire site regenerates automatically.
Contact
Found an error? Have a suggestion? Reach us at hello@canadianfinancials.ca.