Terms of Use

Last updated: May 9, 2026

General information only

Canada Finances provides calculators, guides, and explainers about Canadian registered accounts (RRSP, TFSA, FHSA) and related tax topics. All content is for general information purposes only and does not constitute financial, tax, legal, or investment advice.

Not professional advice

The information on this site should not be used as a substitute for consultation with a qualified financial advisor, tax professional, or legal counsel. Your personal financial situation is unique — always verify numbers with CRA and a qualified professional before making decisions.

Accuracy and timeliness

We make every effort to ensure the information is accurate and up to date, referencing official CRA sources wherever possible. However, tax rules change, and we cannot guarantee that every number is current at the moment you read it. Each page shows a "Reviewed" date so you can judge recency.

Calculator limitations

Calculators use simplified models based on marginal tax rates and published CRA limits. They do not account for every credit, deduction, benefit clawback, or personal circumstance. Treat results as estimates, not definitive tax calculations.

No liability

Canada Finances, its contributors, and its operators accept no liability for any loss or damage arising from the use of information on this site. Use the site at your own risk.

Intellectual property

All original content, design, and code on this site are the property of Canada Finances. CRA data and legislative references are public information and are cited with links to official sources.

Contact

Questions about these terms? Reach us at hello@canadianfinancials.ca.