General information only — not financial advice for your situation.
This is a learning tool. Always check CRA My Account records and talk to a qualified professional for your own numbers.
Plain English
Your federal tax rate and provincial tax rate added together into one number. This is the actual percentage of tax on your next dollar of income.
Technical definition
The aggregate of the applicable federal and provincial/territorial marginal tax rates for a given level of taxable income. It represents the total statutory rate applied to the next dollar earned, combining both levels of government.
Examples
- • In Ontario, the federal rate of 20.5% plus the provincial rate of 9.15% gives a combined marginal rate of 29.65% for income between $57,375 and $106,717 in 2026.
- • An Alberta resident in the lowest bracket has a combined rate of about 25% (15% federal + 10% provincial).
Keep exploring
About this site
Every number on this site is sourced from CRA publications, the Income Tax Act, or provincial fiscal releases. We show the math, cite the sources, and never tell you what to do with your money.