General information only — not financial advice for your situation.
This is a learning tool. Always check CRA My Account records and talk to a qualified professional for your own numbers.
Plain English
A letter from CRA after you file your taxes that confirms how much you owe or get back, and shows your RRSP and TFSA room for next year.
Technical definition
The Notice of Assessment (NOA) is an official CRA document issued after processing a T1 return. It confirms the final tax calculation (refund or balance owing), validates registered account contribution limits (RRSP deduction limit, TFSA room), and establishes earned income for future RRSP room calculations. It is the authoritative source for contribution room.
Examples
- • Your 2025 NOA shows a $2,300 refund, confirms $18,500 of RRSP deduction room for 2026, and reports $109,000 of TFSA room.
- • A lender asks for your NOA to verify income when you apply for a mortgage.
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About this site
Every number on this site is sourced from CRA publications, the Income Tax Act, or provincial fiscal releases. We show the math, cite the sources, and never tell you what to do with your money.